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This is a hard question to answer in one sentence, so please read the entire page.

If you have a 750 credit score and you have never been late on any of your bills, then you will see a decline in your credit score over the first six months of a settlement program, if you were to join.

The reason why is because your accounts will eventually go to a collection agency, before our negotiators can settle with your creditors.

Failing to pay your bills on time each month can negatively affect your credit score.

i also wonder if, should she and i ever meet in person, would we hit it off.

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